DEBT COLLECTION

Unpaid debts and delinquent accounts can hurt your cash flow. We step in to help you recover the money you’re owed as quickly and efficiently as possible. Our debt collection practice assists both businesses and individuals in pursuing outstanding debts, always with a balance of aggressive strategy and professional courtesy. The process typically begins with a formal demand letter to the debtor, clearly outlining the amount due (including any interest or penalties) and a deadline to pay. Often, a strongly worded demand letter demonstrates that you are serious about collecting the debt and can prompt payment without further legal action. We also explore negotiation or payment plans when appropriate, in hopes of resolving the matter amicably.

If the debtor still refuses to pay, our attorneys will promptly move to legal action. We can file a collection lawsuit in court to obtain a judgment confirming the debt. Once a judgment is obtained in your favor, we don’t stop there; we then utilize all available enforcement tools to actually collect the money. This may include garnishing the debtor’s wages, placing liens on their property, or levying their bank accounts, as allowed by law. These post-judgment remedies are powerful ways to compel payment: for example, a wage garnishment directs the debtor’s employer to withhold a portion of their paycheck for you, and a lien can block the sale of the debtor’s real estate until your debt is paid. Throughout the process, we follow all legal procedures and debt collection laws, ensuring the debtor’s rights are respected while vigorously pursuing what you are owed. Our goal is to maximize your recovery and secure full repayment whenever possible.